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Web4 Mar 2024 · Second mortgages have lower interest rates than credit cards. Second mortgages are considered secured debt, which means that they have collateral behind them (your home). Lenders offer lower rates on second mortgages than credit cards because … Rocket Mortgage, 1050 Woodward Avenue, Detroit, MI 48226-1906. Participation in … Web13 Apr 2024 · When comparing pool loans, take the APR, loan term, and monthly payment into consideration. You can use our personal loan calculator to estimate your total … WebTo free up £70,000 of that equity, you can take out a second charge mortgage for £70,000. So, you then have two mortgages – one for £200,000 and one for £70,000 – and £70,000 cash to invest in a new property. (Plus, you still have £30,000 equity in your house). To take out a second charge mortgage, you would need to: random kura